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Debt and borrowing

View help with debt services
  • advice from the Money Advice Service (MAS) on how to manage debts and loans.
  • debt test –  this will help you to understand your level of debt, prioritise payments and help you to get back on track
  • payday loans online advice tool

Debt and mental health

It's normal to feel worried, anxious or down when times are hard. If you are in debt or having financial problems or experiencing insecurity about your job, or have been made redundant, it could cause emotional distress and affect your health. NHS resources and advice may help you if you are in this difficult situation.

Breathing Space

Options for paying off your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (www.gov.uk)

Citizens Advice Cheshire East

Citizens Advice Cheshire East provide free and impartial advice and support for benefits, budgeting, and debts.

Also in this section

Applying for Welfare benefits
Budgeting and money management
Cost of living support
Debt and mental health
Help in a financial crisis
Independent financial advice
Money matters

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