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It's normal to feel worried, anxious or down when times are hard. If you are in debt or having financial problems or experiencing insecurity about your job, or have been made redundant, it could cause emotional distress and affect your health. NHS resources and advice may help you if you are in this difficult situation.
Options for paying off your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (www.gov.uk)
Citizens Advice Cheshire East provide free and impartial advice and support for benefits, budgeting, and debts.