Debt and borrowing

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Debt and mental health

It's normal to feel worried, anxious or down when times are hard. If you are in debt or having financial problems or experiencing insecurity about your job, or have been made redundant, it could cause emotional distress and affect your health. NHS resources and advice may help you if you are in this difficult situation.

Breathing Space

Options for paying off your debts: Breathing Space (Debt Respite Scheme) - GOV.UK (

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