Damage to Property
Accidents, storms or flooding can leave a trail of
destruction in their wake. Proper insurance cover for property and
possessions can ease much of the distress.
- Insurance can cover the cost of building repairs and
replacement of household contents as new - you can insure against a
wide range of risks including "Acts of God"
- Housing Associations will repair the buildings they own, but
tenants should check whether they need to insure their personal
possessions themselves
- Tenants should know who to contact for emergency repairs
- People with leasehold or privately-rented homes should check
agreements for property repairs with the landlord or agent
- If you need to arrange repairs, stick to established firms with
good reputations
- If you can't find anyone suitable, ask a recognised trade
association for advice
- Decide now which firms you would use in an emergency and make a
note of their number with details of your insurance on the contact
sheet.
